Al has been the Agency Annuity Specialist since Massachusetts Mutual Life Insurance Company’s (MassMutual) inception of the annuity specialist program in 1997. After graduating from the Wharton School at the University of Pennsylvania, Al began his financial services career as a Retirement Planning specialist, and later as the Agent Training Director for a local life insurance company. Al has been with MassMutual Greater Philadelphia since 1988 and currently serves as an Annuity and Retirement Income Specialist. Al is a Retirement Income Certified Professional (RICP), a Charted Life Underwriter (CLU), and a Charted Financial Consultant (ChFC), all designations from the American College. He has lectured on Retirement Planning at Camden County College, the Paralegal Institute in Philadelphia, and the American College. Al has been published in Best Business magazine and provided contributing articles on financial advice in the Philadelphia Daily News. Al’s current focus is to help people “retire with confidence”, primarily by using annuity solutions.