Comprehensive Financial Planning for Pre-Retirees & Business Owners

With over 16 years of experience serving families, I specialize in helping pre-retirees (ages 50-65) design retirement income strategies and business owners plan for value-focused exit strategies.

 

My 3A’s Approach: Access, Advice, Accountability

I work with proactive clients who value comprehensive planning over transactional product sales. My practice focuses on:

• Pre-Retirees & Retirees with 250K+ in investable assets seeking tax-efficient retirement income strategies, estate coordination, and legacy planning

• Business Owners who need exit planning, succession strategies, and business value optimization

As a Financial Planner who has earned the Certified Exit Planning Advisor (CEPA) designation, I strive to serve as the “quarterback” for business owners navigating complex transitions, coordinating with your CPAs, estate attorneys, and M&A specialists to help maximize potential outcomes and protect your legacy.

 

Fee-Based Planning That Puts You First

I offer annual fee-based planning for comprehensive financial planning and for business owner exit planning assessments. This approach helps align recommendations with your financial goals.

 

My Process

Before our first face-to-face meeting, I require all prospective clients to complete a detailed goal worksheet. This helps ensure we're both investing time wisely and that you're committed to the planning process. My clients are self-directed professionals who value accountability.

 

What's Included:

• Comprehensive retirement income planning with tax-efficient withdrawal strategies
• Wealth management aligned with your risk tolerance and time horizon
• Estate planning coordination with experienced estate attorneys
• Insurance and risk management analysis
• For business owners: Business evaluation, exit readiness assessment, and value growth strategies using Valucompass software
• Ongoing quarterly reviews and plan adjustments

 

Professional Credentials:

• 16+ years serving Virginia families and business owners
• Certified Exit Planning Advisor (CEPA) Designation
• FINRA Series 6, 63, 65, and 7
• Licensed in Life, Health, and Annuities
• Author of "Set Yourself on Fire and Sell"  (CRN202811-5288128)
• Graduate of Virginia Commonwealth University, Bachelor's Degree in Marketing

 

Service Area: Primary office in Glen Allen, VA, serving clients throughout the country.

 

Local firms are sales offices of Massachusetts Mutual Life Insurance Company (MassMutual), Springfield, MA 01111-0001 and are not subsidiaries of MassMutual or its affiliated companies. Artis Garrett is a registered representative of and offers securities and investment advisory services through MML Investors Services, LLC. Member SIPC (www.SIPC.org). [100 Eastshore Drive, Suite 300, Glen Allen, Va. 23059, (804) 290-8734] MassMutual Greater Richmond does not provide qualified business valuations. For a qualified or certified business valuation, consult a properly credentialed appraiser.

 

Education

Graduate of Virginia Commonwealth University, Bachelor’s Degree in Marketing

Hobbies

Music, Writing, Reading, Playing Pool, Traveling, Taekwondo black belt