Knowledge is the key to a successful financial future. My background, experience and commitment to providing you with the resources you need to make financial decisions, can help make your financial future as successful as you need it to be. I pride myself in getting to know each client so that I can understand their individual needs and what matters most to them. This helps me recommend products and strategies designed to meet their current needs, and more importantly, their future needs.

Carmen began her career at Merrill Lynch in 2000 and shortly after joined MassMutual in 2002. She earned her CERTIFIED FINANCIAL PLANNER™ designation in 2007. She is fluent in Chinese (Cantonese) and conversational Italian.

Carmen loves to cook, read and travel. When Carmen is not working, she is usually at the Giants game or hiking with her Australian Shepherd, Daisy, at Tilden Park.