Carmenza joined GoldBook Financial as a Financial Services Professional in December 2023.

Preparing for that next step in life isn’t always easy. Carmenza prides herself in getting to know each client to understand their individual needs and what matters most to them allowing her the ability to recommend products and strategies designed to meet their current, and more importantly, future needs.

Prior to joining GoldBook, Carmenza has been a small business owner and spent the last 14 years as a realtor. Her experience in real estate and her new role in financial services, align seamlessly with her belief in customized protection planning, addressing both immediate and long-term financial goals to foster informed and sustainable financial well-being. Carmenza’s mission is to establish a strong financial services practice grounded in effective communication, trust, and expertise.

Carmenza holds a Bachelor of Science in Business Management from the University of Phoenix. Outside of work, Carmenza enjoys traveling, researching art, and experiencing different cultures from around the world.

Carmenza is Life, Accident and Health licensed.

CA Insurance License #4341502

Education

Bachelor of Science in Business Management BSBM University of Phoenix 2000-2003

Hobbies

Traveling, art appreciation and learning about different cultures from around the world.