BUSINESS PHILOSOPHY 

My goal is to provide families and business owners with assistance in building their financial freedom. I have the skills, knowledge and experience required to help meet my client’s established goals. My personal goal is to become a lifetime resource for each and every client.

QUALIFICATIONS

• Licensed to sell Life & Health Insurance and Variable Annuities in Florida, Georgia, Hawaii, Maryland, New Jersey, New York, North Carolina, Ohio, Pennsylvania, South Carolina & Texas.
• Registered to offer securities products in Florida, Georgia, Hawaii, Maryland, New Jersey, New Mexico, New York, North Carolina, Ohio, Pennsylvania, South Carolina, Texas & Washington
• Obtained the Certified Financial Planner ^TM, professional certification along with the Certified Fund Specialist and Certified Long-Term Care designations
• Eleven (11) time MetLife Conference Qualifier for years 2006-2016

PERSONAL

• Resident of Florida since 1985 and of Hillsboro Beach, FL since 1999
• Family: Husband Marcelino, and three sons, two daughters and three grandsons
• Hobbies: Being a Soccer Mom, reading, traveling and cooking
• Education: Bryant University, Rhode Island – B.S. Memphis University, Tennessee – M.A. in Sociology and Economics

PRODUCTS AND SERVICES

Individuals and Family

• Fixed and Variable Annuities
• Charitable Giving Strategies
• Income Protection Planning
• Estate Conservation Strategies
• IRA Consolidation/Rollovers
• Long-Term Care Insurance
• Life Insurance
• Investment Strategies
• Wealth Management Strategies

Business

• Business Continuation /Exit Strategies
• Golden Executive Bonus Arrangement
• Lump Sum Pension Distribution
• Pension Payout Alternatives
• Pension Transfer/Rollovers
• Full Service Brokerage
• Mutual Funds
• Tax Sheltered Annuities, 403(b) Plans
• Business Insurance
• Group Benefits (health, 401(k), simple pension etc.)

ORGANIZATIONS

• Past Member of the MetLife Securities Inner Circle
• Women in Insurance – Circle of Excellence Award, 2012 - 2019
• BNI –Broward County – past President – 2 years
• Previous President – ABWA – 2 years
• Massachusetts Mutual Life Insurance Company (MassMutual) – Top of the Council, 2018
• MassMutual Society 1851
• Blue Chip Council, 2018

Local firms are sales offices of Massachusetts Mutual Life Insurance Company (MassMutual), Springfield, MA 01111-0001, and are not subsidiaries of MassMutual or its affiliated companies. Registered representative of and offers securities, investment advisory, and financial planning services through MML Investors Services, LLC. Member SIPC (www.sipc.org). OSJ: 1000 Corporate Drive, Suite 700, Fort Lauderdale, FL 33334. (954) 938-8800