Gary started in the insurance industry at MassMutual in 1990 after graduating from the University of Toledo with a BS in Business Administration. He earned his CLU® (Chartered Life Underwriter) and ChFC® (Chartered Financial Consultant) designations by 1993. Gary helped establish the Special Care Planner Program in 2003 at MassMutual through the American College, and earned his certificate as a Special Care Planner that same year. Gary was one of the first to complete the Chartered Special Needs Consultant program in 2011, also through the American College. Gary is married and has four children.