Living mutual has always been at the core of human existence, and it's guided MassMutual since its founding in 1851. MassMutual is a leading mutual life insurance company that is run for the benefit of its members and participating policyholders.

I am prepared to assist clients with their financial plans and help them meet their long-term financial goals. I work closely with my clients and can also work with you. I will help you:

• Define your personal financial goals
• Develop a financial strategy that can help you achieve these goals
• Suggest suitable products and solutions based on your own tolerance for risk and your time-frame
• Implement your strategy with products and services that help meet your needs.

As a financialadvisor with a Certified Family Business Specialist (CFBS) designation, I have knowledge and insight into the inner workings and challenging dynamics of family-owned business and small, closely-held corporations. The designation was offered by The American College in Bryn Mawr, PA, exclusively for MassMutual financial professionals.

My background, experience and commitment to providing you with the resources you need to make financial decisions, can help make your financial future as successful as you need it to be.

I am a registered representative of and offer securities and investment advisory services through MML Investors Services, LLC, Member SIPC (www.sipc.org). Supervisory address: (11350 McCormick Road, Execeutive Plaza IV, Suite 200 - Hunt Valley, MD 21031 -(410) 785-7654). Chesapeake Wealth Concepts is not a subsidiary, or affiliate, of MML Investors Services LLC, or its affiliated companies.