Preparing for the next step in life is not always easy.  My combination of experience, professionalism, and access to a wide variety of products and services, can help you meet you financial goals, estate strategies and insurance needs.  Whether your goals include preparing for milestone life events, such as retirement or college, portecting your family's future or you're simply looking for life, disability income or long-term care insurance protection, I promise a new level of attention, insight and capability.  I pride myself in getting to know each client so that I can understand their individual needs and what matters most to them.  This helps me recommend products and strategies designed to meet their current, and more importantly, future needs.  I provide total financial needs analysis through a network of experienced professionals with details knowledge in: retirement income solutions, estate strategies, employee benefit and retention services, business continuation strategies, and trust services.  I help protect the ones they love through a variety of financial products and solutions to meet their needs.