Joy Seiver

    Focus: Retirement Income Planning, Retirement Strategies, Insurance Strategies, College Funding Strategies, Charitable Giving, Investment Strategies

    Languages: English

    Professional Services:

    Retirement Planning

    • 401(k)/Lump Sum Distributions
    • IRA Consolidation/Rollovers
    • Pension Payout Alternatives
    • Pension Transfers/Rollovers
    • Income Strategies for Retirement
    • Long Term Care

     Personal/Family Strategies

    • Disability Income Insurance
    • Mortgage Protection (funded by life and disability income insurance)
    • Charitable Giving Strategies
    • Estate Conservation Strategies

    Business Strategies

    • Buy/Sell Agreement Funding
    • Business Succession Strategies
    • Disability Income Insurance


    • Fixed Annuities
    • Fixed Index Annuities
    • Variable Annuities
    • Term Insurance
    • Variable Universal Life Insurance
    • Whole Life Insurance
    • Universal Life
    • Long Term Care Insurance


    • Licensed to sell Insurance & Annuities: FL, GA, LA, TX, WA
    • Licensed to sell Insurance AR #17924120, GA, NC
    • Series 6 Securities License
    • S. from Texas Woman’s University 

      Personal Information:

    • Partner to Mary Stender, CLU, LUTCF
    • Formerly Mary’s Marketing Assistant for 15 years
    • Married 7 Years & blessed with 1 Daughter 

    I accept and appreciate referrals!

    See Joy’s Licenses and Disclosures

    Check the background of this investment professional on FINRA’s BrokerCheck

    Contact Joy

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    MassMutual Texas Gulf Coast - Clear Lake

    Satellite Office

    17225 El Camino Real, Suite 333
    Houston, TX 77058