Knowledge is the key to a successful financial future. My background, experience and commitment to providing you with the resources you need to make financial decisions, can help make your financial future as successful as you need it to be. I pride myself in getting to know each client so that I can understand their individual needs and what matters most to them. This helps me recommend products and strategies designed to meet their current needs, and more importantly, their future needs. Along with a team of professionals, I offer guidance to my clients to help them reach their financial goals.

I offer total financial needs analysis with expertise in:

• Retirement Income Strategies 
• Advisory services
• Business continuation strategies
• Long-Term Care strategies
• Retirement analysis and programs
• Estate strategies
• Employee benefit and retention services
• Trust services*

 * Trust Services provided by The MassMutual Trust Company, FSB, a wholly-owned stock subsidiary of Massachusetts Mutual Life Insurance Company (MassMutual)

W. Keith Schmidt, CLU^®, ChFC^®, CASL^®, RICP^®, is a registered representative of and offers securities and investment advisory services through MML Investors Services, LLC. Member SIPC. 250 Pehle Ave., Suite 405, Saddlebrook, NJ 07663-5832 (973) 237-0100

I offer total financial needs analysis through a network of experienced professionals with expertise in:

• Advisory services
• Business continuation strategies
• Retirement analysis and programs
• Estate strategies
• Employee benefit and retention services
• Trust services*

*Trust services offered through the MassMutual Trust Co., FSB.