Michael is the Founder and President of Pine Innovative Planning, where he has spent nearly 40 years helping individuals, families, and business owners build financial strategies designed to hold up under pressure.  Among his professional accomplishments, he received MassMutual's Exceptional Level of In-force (ELIF)* recognition in 2018, an honor reserved for advisors with a long history of quality and consistent business, along with multi-year recognition in both the Blue Chip Council and Top of the Council.

Michael's expertise spans retirement income planning, estate strategy, wealth preservation, business succession, and life, disability, and long-term care insurance.  He works as a financial general contractor for his clients, coordinating with attorneys, accountants, and investment professionals so every piece of a client's plan works together rather than in isolation. 

A graduate of Boston University, Michael built his practice on a simple premise: financial security comes from planning and trusted relationships, not from products.  He has advised thousands of clients through the milestones that matter most - accumulating wealth, protecting it, and passing it on. 

Beyond his practice, Michael serves as Vice-Chair of the Board of Directors for the Foundation for Abilities First NY (FAFNY), continuing a family commitment to supporting individuals with developmental disabilities that dates back to 1968. 

Preparing for the next chanpter of life is rarely simple.  Michael brings decades of experience, a wide range of products and services, and a direct, honest approach to help meet your financial goals, estate strategies, and insurance needs.  Contact him to discuss your financial future. 

*recognized by Massachuesetts Mutual Life Insurance Company (MassMutual) based on prior calendar year sales.  Recipients are agents of MassMutual. 

Pine Innovative Planning is not a subsidiary or affiliate of MML Investors Services, LLC, or its affiliated companies.