Penny is in her 20th year as a financial services representative with MassMutual Commonwealth, a Massachusetts Mutual Life Insurance Company (MassMutual) general agency. She earned a Master of Business Administration in Finance from Florida Institute of Technology in 1999 and received her bachelor’s in business administration in Accounting from California State University, Fresno in 1992.  

Penny is a Certified Financial Planner^TM professional who offers comprehensive financial and retirement planning as well as information on many companies’ insurance products such as life, disability income and long-term care insurance. With a master’s degree in finance she is a proficient advisor in investment and annuity strategies. She is also certified in long-term care and works with her clients to help them understand how they can help protect their assets from the financial impact of a long-term care situation. She is the long-term care specialist in the Virginia Beach agency.

For over thirty years Penny has been working in finance. Prior to Commonwealth Financial Partners, Penny worked as a civilian budget analyst for the Navy providing consultation on multi-million-dollar public works projects and contracts. She has also served as an accounting systems analyst, financial counselor, accountant and banker.

Penny is involved with charitable organizations, serving on the board of a non-profit organization based in OH and supporting other local charities. She is also very involved at her church along with her husband of 30 years.  Additionally, she is mom & taxi cab driver for her 13-year-old daughter.

CRN202010-239058

Local firms are sales offices of Massachusetts Mutual Life Insurance Company (MassMutual), and are not subsidiaries of MassMutual or its affiliated companies. Registered Representative of and offers securities and investment advisory services through MML Investors Services, LLC. Member SIPC. www.SIPC.org

Supervisory Office: 222 Central Park Ave. Ste 1100, Virginia Beach, VA 23462