For over 31 years, Connecticut Financial®, and its predecessor company, Ray Kubick and Associates, have provided comprehensive, sophisticated financial advice to lifestyle-pressured doctors, attorneys, business owners and Wall Street executives.

Such advice includes investment and tax considerations designed to helping protect and intelligently grow client assets during both the accumulation and retirement years. Ray also aims to simplify his clients’ financial lives by developing easily accessible, coordinated financial plans. Leveraging the extensive resources and market research capabilities of the prestigious MassMutual Financial Services Network, Ray is able to provide the best available advice derived from intelligent interpretation of the latest market conditions, delivered in an easily digestible, straight-forward manner.

Due to the comprehensive nature of this servicing, prospective Connecticut Financial® clients are considered on a referral only basis. However, initial consultations are complimentary to determine if there is a mutual fit, particularly since Ray believes advising a family, business or individual on their financial matters is a very private affair.

Ray has earned a series of degrees and certifications, holding a B.A. from Quinnipiac University, and is a Certificated Financial Planner and Wealth Management Advisor. Ray’s exceptional leadership, knowledge, and client service style have also earned him distinction within the industry as being among a select group of advisors practicing at the top of their profession.