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MassMutual financial professional.

Ricardo A. Cruz Emmanuelliemail

Ricardo A. Cruz Emmanuelliemail


MassMutual Puerto Rico

273 Av. Juan Ponce de Leon, #1400
San Juan, PR 00918

Professional Story

Preparing for the next step in life isn’t always easy. Knowledge is the key to a successful financial future. My combination of experience, professionalism and access to a wide variety of products and services can help you meet your financial goals, estate strategies and insurance needs.

Whether your goals include preparing for milestone life events like retirement or college, protecting your family's future or you’re simply looking for life, disability income or long-term care insurance protection, I promise a new level of attention, insight and capability.

My background, experience and commitment to providing you with the resources you need to make financial decisions, can help make your financial future as successful as you need it to be. I pride myself in getting to know each client so that I can understand their individual needs and what matters most to them. This helps me recommend products and strategies designed to meet their current, and more importantly, future needs.


Languages: English, Spanish


Specialties:Insurance Strategies, Investment Strategies


Check the background of this investment professional on FINRA's BrokerCheck

Connect with Ricardo

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