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MassMutual financial professional.

Richard "Rich" Carmelemail

West Chester Satellite Office - Cincinnati Dayton Road

8833 Cincinnati Dayton Road Suite 3
West Chester, OH 45069

  • Professional Story

    BUSINESS PHILOSOPHY

    My goal is to provide families and business owners with assistance in building their financial freedom. I have the skills, knowledge and experience required to help meet my client’s established goals. My personal goal is to become a lifetime resource for each and every client.

    PRODUCTS AND SERVICES

    • Fixed Annuities
    • Variable Annuities
    • Charitable Giving Strategies
    • Disability Income Insurance
    • Estate Conservation Strategies
    • Education Funding Strategies
    • IRA Consolidation/Rollovers
    • Long-Term Care Insurance
    • Mortgage Protection (through life insurance and disability income insurance)
    • Medicare Supplement Coverage
    • Pension Payout Alternatives
    • Pension Transfer/Rollovers
    • Mutual Funds
    • Tax Sheltered Annuities, 403(b) Plans
    • Term Insurance
    • Universal Life Insurance
    • Variable Universal Life Insurance
    • Whole Life Insurance

    QUALIFICATIONS

    • Licensed to sell Life & Health Insurance in OH
    • Registered to offer securities products in OH, KY
    • Member of Million Dollar Round Table, 2012

    PERSONAL

    • 8 year resident of Liberty Township
    • Family-Spouse: Nicole, Daughters: Paige and Ava
    • Hobbies: Golf and Travel
    • Graduate of The College of Wooster

    ORGANIZATIONS

    • Member of St. Maximillian Kolbe Parish
    • Team Leader of The Business Network
  • Languages:
    • English

  • Credentials:
    • LUTCF®

  • Specialties:
    • Insurance Strategies
    • Investment Strategies

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