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MassMutual financial professional.

Richard I. Karchefskyemail

  • Professional Story

    MassMutual South Florida
    1000 Corporate Drive Suite 700
    Fort Lauderdale, Florida 33334 

    Rik Karchefsky’s leadership skills led him to an outstanding career spanning 45 years as a Financial Services Professional, Sales Manager and Assistant General Agent. He began his career in the financial services industry in 1974 where he was the new associate of the year. He moved into management in 1980 and has successfully motivated, empowered and coached financial services professionals and their clients to reach their individual and organizational goals and aspirations.  In 1987 he was named Connecticut Mutual’s Manager of the year.

    In 1990 Rik joined MassMutual’s South Florida agency (formerly DBS Financial Group) as the Assistant General Agent. He implemented strategies and fostered relationships that have facilitated the growth of the agency.  Rik’s unit production quickly rose and in the past 24 years he has continuously been among one of the 5 top Sales Managers at Massachusetts Mutual Life Insurance Company (MassMutual).  In 2013 Rik was recognized by MassMutual as the leading National Sales Manager of the year. 

    Rik has also achieved national recognition as a featured speaker at various industry seminars and MassMutual conferences.  He has and continues to serve on numerous advisory committees in the areas of training, supervision, recruiting, illustration software and business development.  

    For eight years Rik was a founding member and the board Chair of the Sales Manager Advisory Board and 2016 marked 20th year as a Management Council qualifier*.  In 2011 Rik was the recipient of the Brian Early frontline manager award from GAMA International.

    According to Rik Karchefsky his mission is “to have a positive impact on people’s lives.  Being a coach helps fulfill that mission-it is a reflection of who I am as a human being.  I have the unique opportunity to have deeply personal one-on-one relationships with a diverse and dedicated   group of people.  I go to a wonderful place every day with talented people around me, in a positive work culture and environment, and I am part of their life-team.  In my role as a coach, I create an opening so people begin to think and perform in ways they have never imagined.”

    Rik also defines his role as a “Financial Optimist/Defensive Specialist”.  We plan from the viewpoint that our clients will enjoy a long and wonderful life.  Ultimately, we want to help create the highest, most flexible retirement income potential, sacrificing as little of their lifestyle as possible along the way.  I have also been around long enough to know that stuff happens.  If something happens having great defense can help avoid financial devastation.


  • Languages:
    • English

  • Specialties:
    • Insurance Strategies
    • Investment Strategies

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