Professional Services

Personal & Family Needs

• Investments
• Personal Life Insurance
• Estate Conservation Strategies
• Wealth Accumulation Strategies
• Disability Income Insurance
• Long Term Care Insurance
• Retirement Funding Strategies
• College Funding Strategies

Business Needs

Small Business Consultation

• Group Health Insurance*
• Employee Benefits (401k) etc.
• Buy Sell Agreements & Key Person Insurance
• Executive Bonus Plans
• Qualified & Non-Qualified Retirement Plans
• Group Life Insurance

Qualifications

• Licensed to sell Life & Health Insurance in California, Florida, Illinois Michigan and Ohio
• Registered Representative of MML Investors Services, LLC, in California, Florida and Ohio.
• LUTCF—Life Underwriter’s Training Council Fellow
• Serving clients through the financial services industry for 26 years
• Licensed to Sell Long-Term Care Partnership Policies in OH

Personal

• Resident of Sandusky since 1980
• Married to Narinder since 1972
• Two married children: Daughter Dr. Nutan Ruegsegger and Son Rishi who has two children
• Hobbies - volunteer work, cooking, networking, traveling, & family time.
• Bachelor’s of Education degree from India

Involvements

• Member of National Association of Insurance and Financial Advisors (NAIFA)
• Board member and Secretary of North Coast Estate Planning
• Past Board member of Local Red Cross Chapter
• National Association of Professional Women
• Member of Million Dollar Round Table+