Robert J. Smith, LUTCF, Disability Income Specialist, has devoted his career to the disability income insurance field. He focuses solely on helping medical professionals evaluate and select disability income insurance policies to help meet their personal and financial needs in the event of an unforeseen circumstance.

Robert joined MassMutual in 1998 and the financial services industry in 1989. Prior to his selection of MassMutual, Robert conducted an extensive six month search for a disability income insurance company that offered the best value for medical professionals. His criteria for selection included company strength and ratings as well as competitive pricing and group discounts. Today, as it did in 1998, Robert believes this value holds true.

During his career, he has built a clientele of more than 1,800 Certified Registered Nurse Anesthetists as well as nurses in other advanced nursing specialties. He prides himself in his ability to explain the complex differences in disability income policies, including the various riders that will impact future income benefits.

Robert travels extensively providing classroom presentations to medical students in twenty-five states. He educates graduating students as well as individuals with established careers in the medical profession. He advises existing and new clients as they transition employers and during significant life events. Robert is an advocate on behalf of his clients and has helped them through not only the selection of the policy but on going decisions related to future insurability riders and, of course, the disability income claims process.

Insurance representative of Massachusetts Mutual Life Insurance Company (MassMutual), Springfield, MA 01111-0001, and its affiliated US Insurance Companies. Local firms are sales offices of Massachusetts Mutual Life Insurance Company (MassMutual), and are not subsidiaries of MassMutual or its affiliated companies.  CRN202301-276620