BUSINESS PHILOSOPHY

My goal is to provide families and business owners with assistance in building their financial freedom.

I have the skills, knowledge and experience required to help my clients in meeting their established goals. My personal goal is to become a lifetime resource for each and every one of my clients.

PRODUCTS AND SERVICES

Fixed and Variable Annuities
Charitable Giving Strategies
Disability Income Insurance
Estate Conservation Strategies
Education Funding Strategies
Health Insurance*
IRA Consolidation/Rollovers
Long-Term Care Insurance
Mortgage Protection (through life insurance and disability income insurance)
Lump Sum Pension Distribution
Medicare Supplement Coverage
Pension Payout Alternatives
Pension Transfer/Rollovers
Mutual Funds
Tax Sheltered Annuities, 403(b) Plans
Term Insurance
Universal Life Insurance
Variable Universal Life Insurance
Whole Life Insurance
Stocks & Bonds
Managed Accounts
Wealth Management Services

PERSONAL

Over 25 years Retirement Benefits Experience
10 years Actuarial Experience
Resident of Bellmore, NY
University of Maryland Alumni
Leaders Conference Qualifier (2010-2019)
Proficient in Employee Stock Ownership Plans (ESOP)

I am licensed to sell Insurance Products in the following jurisdictions:

New York, Maryland, North Carolina, Florida, Ohio, Wisconsin

I am licensed to sell Securities Products in the following jurisdictions:

New York, Maryland, North Carolina, Florida

Local firms are sales offices of Massachusetts Mutual Life Insurance Company (MassMutual), and are not subsidiaries of MassMutual or its affiliated companies. Registered representative of and offers securities and investment advisory services through MML Investors Services, LLC, Member SIPC (www.SIPC.org). 6800 Jericho Turnpike, Suite 202W, Syosset, NY 11791. (516) 364-4203.

* Some health insurance products offered by unaffiliated insurers.