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MassMutual financial professional.

Ruth Bizaemail

MassMutual New Jersey-NYC

184 Liberty Corner Road Suite 315
Warren, NJ 07059-6868

  • Professional Story

    Life is full of surprises, but planning for the future can be simple and reassuring. As an immigrant who has navigated the path to achieving my own dreams, I understand the importance of protecting what's most important – your family.

    At the heart of my practice is the creation of strong, lasting relationships with my clients. This approach is key to understanding your unique financial situation and what you value most. I'm here to offer you peace of mind. Trust and understanding form the cornerstone of our relationship. By getting to know you and your priorities, I can provide personalized advice that not only meets your needs today but also helps secure your dreams for the future.

    With a deep understanding of insurance and financial products, I offer essential guidance to my clients through every decision. My expertise spans a range of services, including life insurance, college planning, retirement planning, employee benefits, and estate planning. I aim to simplify the complexities of financial planning, instilling confidence and clarity.

    Whether it's about protecting your family, preparing for retirement, or creating a lasting legacy, I am your reliable guide. My journey as an immigrant has taught me the value of hard work, resilience, and the importance of community. These experiences drive my commitment to helping you build a secure and prosperous future.

    My approach is not just about providing services; it's about educating and empowering families from all walks of life to make informed decisions. I believe in making financial planning accessible and understandable, so you feel confident and informed every step of the way.

    Together, we will work towards securing a future that honors your aspirations, reflects your hard work, and fulfills the dreams that brought you here. Let's embark on this journey together, creating a legacy that lasts for generations.


    Lynn University (2007 - 2011)
    Lynn University (2011 - 2013) Lynn University College of Business (2014 - 2015)


    Trying New Cuisines
    True Crime Junkie
    Watching Marvel Movies

  • Languages:
    • English

  • Credentials:
    • MBA
    • MS

  • Specialties:
    • Insurance Strategies
    • Business Owners
    • College Funding Strategies
    • Group Benefits
    • Retirement Strategies
    • Financial Education

See Ruth’s Licenses and Disclosures

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