MassMutual financial professional.

Thomas E. Ruggieroemail

Thomas E. Ruggieroemail


Needham Satellite Office

140 Kendrick Street, Building C, 3rd Floor East
Needham, MA 02494

Professional Story

With over 40 years of experience, I provide consultative services to help my clients work towards financial independence. I take a thorough and straightforward approach to helping clients manage their finances. I assist in developing and implementing financial strategies designed to align with individual goals and circumstances.

At Baystate Financial, I utilize the team approach and draw upon the wealth of knowledge of my associates to create custom designed financial strategies for my clients. As a Chartered Financial Consultant (ChFC) and Chartered Life Underwriter (CLU), my areas of expertise include Investments, Financial Planning, Life Insurance, Annuities, Estate Preservation Planning and Executive Benefits.


Languages: English


Credentials: ChFC®, CLU®


Specialties:Insurance Strategies, Investment Strategies, Charitable Giving, Estate Planning, Risk Management Strategies, Business Succession Planning, Business Owners, Retirement Income Planning


Check the background of this investment professional on FINRA's BrokerCheck

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