Tom Slikkers ChFC®, CLU®, JD is a registered representative of and offers securities and investment advisory services through MML Investors Services, LLC, Member SIPC, 3000 Town Center, Suite 3100, Southfield, MI 48075-1102, Tel: 248-357-7600

**Not practicing on behalf of Massachusetts Mutual Life Insurance Company (MassMutual) or its affiliated companies.

Local firms are sales offices of Massachusetts Mutual Life Insurance Company (MassMutual), Springfield, MA 01111-0001 and are not subsidiaries of MassMutual or its affiliated companies.