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  Licenses and Disclosures

  Insurance

  We have individuals licensed to sell insurance products in the following jurisdictions:
  Alabama, Alaska, Arizona, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oregon, Pennsylvania, Puerto Rico, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Washington, West Virginia, Wisconsin, Wyoming

  Securities

  We have individuals registered to offer securities in the following jurisdictions:
  Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Puerto Rico, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming

  We can neither communicate with nor respond to requests from prospective clients who reside in jurisdictions where we are not licensed to conduct insurance and/or securities business.

  California Insurance Licensing

  Bernard Audet, domiciled in DE, California Insurance Lic. #0D69853
  Kuljit Bhogal, domiciled in NJ, California Insurance Lic. #0K60810
  Barry Breznicky, domiciled in PA, California Insurance Lic. #0K46562
  David Broll, domiciled in PA, California Insurance Lic. #0E12827
  Joseph Carr, domiciled in PA, California Insurance Lic. #0I78833
  James Cleary, domiciled in PA, California Insurance Lic. #0F73506
  Edwin Culin, domiciled in PA, California Insurance Lic. #0K35705
  Gary Daniels, domiciled in PA, California Insurance Lic. #0G98356
  Eduardo Deguzman, domiciled in DE, California Insurance Lic. #0D02614
  Stephen Demchyk, domiciled in PA, California Insurance Lic. #0E32801
  Charles Dowds, domiciled in PA, California Insurance Lic. #0E13604
  Paul Gagliardi, domiciled in PA, California Insurance Lic. #0K84954
  David Gibbs, domiciled in PA, California Insurance Lic. #0I39975
  Sylvester Gorman, domiciled in PA, California Insurance Lic. #0F70844
  Robert Hagenberg, domiciled in PA, California Insurance Lic. #0I26339
  Matthew Hostetter, domiciled in PA, California Insurance Lic. #0J05115
  Daniel Joie, domiciled in PA, California Insurance Lic. #0G40834
  John Klusarits, domiciled in PA, California Insurance Lic. #0E95663
  Richard Laver, domiciled in PA, California Insurance Lic. #0F37790
  John Mazzola, domiciled in PA, California Insurance Lic. #0K76738
  Patrick Mccann, domiciled in PA, California Insurance Lic. #0I83714
  Brian Mcgeehan, domiciled in PA, California Insurance Lic. #0G34901
  Oscar Mestre, domiciled in PA, California Insurance Lic. #0B13438
  Michael Miley, domiciled in PA, California Insurance Lic. #0I85625
  Stanley Minka, domiciled in PA, California Insurance Lic. #0I15372
  Raymond Moore, domiciled in PA, California Insurance Lic. #0H66427
  Karen Nagle, domiciled in PA, California Insurance Lic. #0K70338
  John Newhouse, domiciled in PA, California Insurance Lic. #0I13063
  Kevin Oneill, domiciled in PA, California Insurance Lic. #0H41469
  Daniel Pfeiffer, domiciled in PA, California Insurance Lic. #0K19336
  Bernard Pillion, domiciled in PA, California Insurance Lic. #0I24229
  Anthony Santisi, domiciled in PA, California Insurance Lic. #0J19005
  Ruth Simons, domiciled in DE, California Insurance Lic. #0H83945
  Joseph Syernick, domiciled in PA, California Insurance Lic. #0H70902
  Walter Timby, domiciled in PA, California Insurance Lic. #0I68708
  Christopher Truscello, domiciled in PA, California Insurance Lic. #0H23749
  James Unger, domiciled in PA, California Insurance Lic. #0I84893

  
  

  Offices operating under an alternative marketing name may offer products, services, or guidance outside of their relationship with MassMutual, MML Investors Services, or their affiliated companies. Any such offices are not subsidiaries or affiliates of MassMutual or its affiliated companies.

  Securities, investment advisory and financial planning services offered through qualified registered representatives of MML Investors Services, LLC, Member SIPC. Supervisory Office: 16 Campus Boulevard, Suite 200, Newtown Square, PA, 19073-3229; Phone: 610-325-6100.
  
  Local sales agencies are not subsidiaries of MassMutual or its affiliated companies. Agency officers are not officers of MassMutual.
  
  Financial services representatives are independent contractors and are not employees of MassMutual, its subsidiaries, or of general agents with whom they contract.