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  Licenses and Disclosures

  Insurance

  We have individuals licensed to sell insurance products in the following jurisdictions:
  Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Georgia, Hawaii, Idaho, Illinois, Iowa, Kansas, Kentucky, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming

  Securities

  We have individuals registered to offer securities in the following jurisdictions:
  Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Georgia, Hawaii, Idaho, Illinois, Iowa, Kansas, Kentucky, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming

  We can neither communicate with nor respond to requests from prospective clients who reside in jurisdictions where we are not licensed to conduct insurance and/or securities business.

  California Insurance Licensing

  Richard Kuriger, domiciled in Texas, CA Insurance License #0B99417
  John Wilson, domiciled in Texas, CA Insurance License #0C05467
  Evelyn Akerman, domiciled in Texas, CA Insurance License #0C50519
  Ann Hauser Laufman, domiciled in Texas, CA Insurance License #0e34627
  J.K. McAndrews, domiciled in Texas, CA Insurance License #0E34634
  Berkely Arrants, domiciled in Texas, CA Insurance License #0F10801
  Brady Knight, domiciled in Texas, CA Insurance License #0H54003
  Rafael Carballo, domiciled in Texas, CA Insurance License #0H58207
  Reva Zhao Azeez, domiciled in Texas, CA Insurance License #0I41330
  Michael Sitzman, domiciled in Texas, CA Insurance License #0K66952

  Arkansas Insurance Licensing

  Cheryl Watkins, domiciled in TX, Arkansas Insurance Producer License No. 314813
  JK McAndrews, domiciled in TX, Arkansas Insurance Producer License No. 35500

  
  

  Offices operating under an alternative marketing name may offer products, services, or guidance outside of their relationship with MassMutual, MML Investors Services, or their affiliated companies. Any such offices are not subsidiaries or affiliates of MassMutual or its affiliated companies.

  Securities, investment advisory and financial planning services offered through qualified registered representatives of MML Investors Services, LLC., Member SIPC. Supervisory Office: 3 Greenway Plaza Suite 1500, Houston, TX 77046, Phone 713-402-3800.

  Local firms are sales offices of Massachusetts Mutual Life Insurance Company (MassMutual), and are not subsidiaries of MassMutual or its affiliated companies. Agency Officers are not officers of MassMutual.

  Financial Services Representatives are independent contractors and are not employees of MassMutual, its subsidiaries, or of General Agents with whom they contract.