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  Licenses and Disclosures

  Insurance

  We have individuals licensed to sell insurance products in the following jurisdictions:
  Alabama, Arizona, California, Colorado, Connecticut, District of Columbia, Delaware, Florida, Georgia, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maine, Montana, North Carolina, New York, Pennsylvania, South Dakota, Tennessee, Texas, Utah, Virginia, Wisconsin, West Virginia

  Securities

  We have individuals registered to offer securities in the following jurisdictions:
  Alabama, Arizona, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Idaho, Illinois, Indiana, Kansas, Kentucky, Massachusetts, Maryland, Maine, Michigan, Minnesota, Mississippi, Montana, North Carolina, New Hampshire, New Jersey, Nevada, New York, Ohio, Oklahoma, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, West Virginia

  We can neither communicate with nor respond to requests from prospective clients who reside in jurisdictions where we are not licensed to conduct insurance and/or securities business.

  California Insurance Licensing

  Tom O'Grady, domiciled in VA, CA Insurance License #0C46349
  Leslie Halstead, domiciled in VA, CA Insurance License #0J10147
  Dennis Poillon, domiciled in VA, CA Insurance License #0L32791
  Bill McAvinney, domiciled in VA, CA Insurance License #0F25705 

  
  

  Check the background of this firm on FINRA's BrokerCheck.

  Offices operating under an alternative marketing name may offer products, services, or guidance outside of their relationship with MassMutual, MML Investors Services, or their affiliated companies. Any such offices are not subsidiaries or affiliates of MassMutual or its affiliated companies.

  Securities, investment advisory and financial planning services offered through qualified registered representatives of MML Investors Services, LLC., Member SIPC. Supervisory Office: 100 Eastshore Drive, Suite 300, Glen Allen, VA 23059, Phone: 804-346-1011.

  Financial services representatives are independent contractors and are not employees of MassMutual, its subsidiaries, or of general agents with whom they contract.

  Local firms are sales offices of Massachusetts Mutual Life Insurance Company (MassMutual), Springfield, MA 01111-0001, are not subsidiaries of MassMutual or its affiliated companies.